Better Insurance is Better Cover's exclusive insurance product, designed to provide a seamless digital experience for insurance shoppers. Better Insurance was created in collaboration with Toggle®, a member of the Farmers Insurance® family. Toggle Insurance Company is the underwriting company, the team responsible for the product. Better Insurance is distributed by your agent, Better Cover.

Better Insurance offers a seamless digital insurance shopping experience, with the ability to find great rates and customizable coverages. Unlike with some other insurance products, you can purchase Better Insurance 100% online. We'll even help you cancel your current policy if you are switching providers.

Better Insurance home policies are currently available in Arizona, Arkansas, Illinois, New Mexico, Oklahoma, Oregon, Pennsylvania, Tennessee, and Wisconsin - but we're expanding to more states soon! Also keep an eye out for additional product offerings in the future!

You can purchase a Better Insurance home policy up to sixty (60) days in advance of your desired coverage start date.

Better Insurance home policies are twelve (12) months in length, from the coverage start date that you select.

Not at all! When you apply for a quote for a Better Insurance policy, your credit information or other third party consumer reports may be obtained to offer a price uniquely for you, depending on your state. Don't worry though, any credit inquiry is considered a 'soft hit' that won't affect your credit score in any way.

Absolutely! Better Cover can take the work off your hands and cancel your current policy for you. Once you bind a new policy we will reach out and help make that process simple and easy!

If you're moving, you will need to cancel your existing Better Insurance home policy and purchase a new one (if you're moving to a state where Better Insurance is available). You can do that by contacting our agents at betterinsurance@better.com If you're moving to a state where Better Insurance is not yet available, one of our agents can help you find another homeowners policy in that state. We can help you shop across a range of providers at bettercover.com

If you need to cancel your Better Insurance home policy, please contact our customer support team at betterinsurance@better.com or call (646) 603-1942.